SM Underwriting

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Below you will find a list of many trades, professions, quasi professions and areas of risk where there is a known or perceived Errors and Omissions exposure. Despite its length, it is not exhaustive. These days there are so many more specialist consultants, a number of who used to be employees of companies but whose previous role is now quite often out-sourced, creating a potential risk in the minds of firms that contract with them. 


Accountants Arbitrators
Acoustic Engineers Arboriculturalist 
Actuaries Archaeologists
Adjusters Architects
Adoption Agencies Archivists
Advertising Agents Artists’ Agents
Aerial Surveyors Art Appraisers, Valuers & Restorers
Agricultural Consultants Art Dealers
Agronomists Auctioneers
Analytical Research & Laboratories Audio Recording & Editing
Antique Dealers & Restorers Authors’ Agents
Bacteriologists Book keeping & Payroll Services
Bailiffs Broadcasting Services
Barristers Building Services Engineers
Bell Ringers Building Surveyors
Biologists  Business Transfer Agents
Careers Advisory Consultants Communication & Network Consultants
Cartographers Company Registrars
CCTV Monitors Company Search Agents
Chambers of Commerce Component Testing
Charities Computer Bureaux
Chartered Secretaries Computer Consultants
Chartered Surveyors Computer Supervision
Chemists – Analytical & Consulting Conservators
Citizens Advice Bureaux Consulting Motor Engineers
Civil Engineers Conveyancing
Cladding & Coating Specialists Copywriters
Clerks of Work Corporate Entertainment Agents
Collection Agents Corporate Identity Consultants 
Colleges Credit Control Consultants
Commodities Brokers Credit Reference Agents
Damp Proofing and Dry Rot Specialists Design, Drawing & Drafting
Data Information Services Design Studio
Data Processors Desktop Publishers
Data Storage  Desktop Publishers
Debt Collectors, Counsellors & Consultants Digital Imaging
Demolition Consultants Disaster Recovery Consultants
Design and other Professional work of Contractors Documents Storage & Destruction
Design and other Professional work of Manufacturers  
Ecologists Employment Agents 
Economic Forecasting Energy Consultants
Editors & Processors of Film & Video, Written Word/Music Enquiry Agents
Education Consultants Environmental Consultants
Educational Services & Training Environmental Health Officers
Electrical Appliance Testers Estate Agents & Property Management
Electrical Engineers Exhibition, Conference & Event Organisers
Emigration Consultants Expert Witness
Employee Relations Consultants Export & Customs Agents/Consultants
Facsimile & Photocopy Services   Forestry Consultants
Factoring & Invoice Discounting Freight Container Surveyors/Inspectors
Farm Managers Freight Forwarders
Financial Planners Fuel Consultants
Fire Control Consultants Fund Managers
Food Industry Consultants Furnishings Consultants
Forensic & Accident Investigators  
Genealogists Golf Course Designers
Geologists Graphic Designers
Geophysicists Graphologists
Headhunters Heating, Ventilating & Air Conditioning Engineers
Health & Safety Consultants Helplines
Health Authorities Horticulturalists
Heating Consultants Hydraulic Engineers
Illustrators Insurance Adjusters & Surveyors 
Immigration Consultants Insurance Intermediaries
Independent Financial Advisers Interior Designers
Industrial Safety Consultants Internet Hosting
Inspection Services (Quality) Investment Managers
Jewellery Appraisers Journalists
Kennels or Cattery Managers Kitchen Designers
Labour Relations Consultants Leisure Industry Consultants
Landscape Architects Letting Agents
Land Surveyors Lighting Consultants
Lawyers Literary Agents
Lease Brokers Livestock Agents & Auctioneers
Legal Consultants Local Authorities
Legal Costs Draftsmen Loss Adjusters
Mail & Courier Service Material Testing Laboratories
Management Consultants Mechanical Engineers
Marine Surveyors Mediators
Maritime Arbitrators Metallurgical Inspection & Testing
Market Gardeners Micro-Filming
Market Research  Model Agencies
Marketing Consultants Money Brokers
Occupational Health Consultants Oenologists
Ocean Engineers Offshore Diver
Oceanographer Outsourcing Agency
Patent Agents Probate Agents
Pathology Laboratory Project & Contract Management or Co-ordination
Pension Trustees Proofreaders
Personnel Consultants Property Investment Consultants
Photographic Services Property Management
Planning Supervisors Public Relations Consultants
Pressure Vessel Maintenance Consultants Publishers
Qualifications Examiners Quantity Surveyors
Quality Assurance Consultants Quarry Engineers
Quality Control Consultants  
Recording Studios Registration Agents
Recreation Consultants Relocation Consultants
Recruitment Consultants Research Agents
Safety Consultants Shipping Agents & Managers
Sales Promotion Consultants Soil Engineers
Scaffolding Consultants Specialist Cleaning
Search Agents Sports Agents
Secretarial Agencies Status Research & Reference Agents
Security Consultants Stockbrokers
Seedsmen Stocktakers
Setting-out Engineers Structural Engineers
Sheriff’s Officers Surveyors
Tax Consultants Trade Valuers
Telephone Answering Service Traffic Consultants
Testing Laboratories Training Consultants
Thermal & Insulation Consultants Translators
Tourist Information Consultants Transport Consultants
Town Planners Treatment Consultants 
Trade Bodies Tree Surgeons
Trade Mark Agents Trustees
Underwater Inspection & Surveys Upholsterers Utilities Supply Consultants 
University Consultancy & Research Urban & Land Economic Consultants
Valuers of Stock, Machinery and Businesses Vibration Consultants
VAT Consultants Video Recording & Editing
Water & Land Drainage Specialists Willwriters
Water Supply Consultants Wind Power Consultants
Website Designers  
Yacht Brokers Yacht & Commercial Craft Surveyors
Zoologists Zoo Veterinarian



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